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	<title>Mortgage Musings by Anne Vanidour</title>
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		<title>Mortgage Musings by Anne Vanidour</title>
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		<title>Variable or Fixed Rate Mortgage?</title>
		<link>http://mortgagemusings.wordpress.com/2009/08/17/compare-td-variable-or-td-fixed-rate-mortgage/</link>
		<comments>http://mortgagemusings.wordpress.com/2009/08/17/compare-td-variable-or-td-fixed-rate-mortgage/#comments</comments>
		<pubDate>Tue, 18 Aug 2009 04:30:21 +0000</pubDate>
		<dc:creator>Anne Vanidour</dc:creator>
				<category><![CDATA[Mortgage Planning]]></category>
		<category><![CDATA[Amortization]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Fixed Rate Mortgages]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Refinace]]></category>
		<category><![CDATA[TD Canada Trust]]></category>
		<category><![CDATA[Variable Interest Rate]]></category>

		<guid isPermaLink="false">http://mortgagemusings.wordpress.com/?p=406</guid>
		<description><![CDATA[Variable Rate Mortgage or Fixed Rate which option is right for you?  Almost entirely for the past 30 years variable rates have outperformed the fixed rate mortgage.   So why are fixed terms so prevalent?  Most often reason, Peace of Mind knowing that your mortgage payment will remain the same throughout your term.  What if there was another option which took advantage of the lower interest rate?  Anne explains your options.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=mortgagemusings.wordpress.com&blog=5632747&post=406&subd=mortgagemusings&ref=&feed=1" />]]></description>
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		<title>Record July Home Purchases</title>
		<link>http://mortgagemusings.wordpress.com/2009/08/14/record-july-home-purchases/</link>
		<comments>http://mortgagemusings.wordpress.com/2009/08/14/record-july-home-purchases/#comments</comments>
		<pubDate>Fri, 14 Aug 2009 20:54:02 +0000</pubDate>
		<dc:creator>Anne Vanidour</dc:creator>
				<category><![CDATA[Mortgage Planning]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Fixed Rate Mortgages]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Property Taxes]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Refinace]]></category>
		<category><![CDATA[TD Canada Trust]]></category>

		<guid isPermaLink="false">http://mortgagemusings.wordpress.com/?p=397</guid>
		<description><![CDATA[July 2009 the Real Estate Market in Metro Vancouver enters into a balanced market with record sales in the month.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=mortgagemusings.wordpress.com&blog=5632747&post=397&subd=mortgagemusings&ref=&feed=1" />]]></description>
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		<title>What is the Home Buyer&#8217;s Tax Credit (HBTC)?</title>
		<link>http://mortgagemusings.wordpress.com/2009/06/15/whate-is-the-home-buyers-tax-credit-hbtc/</link>
		<comments>http://mortgagemusings.wordpress.com/2009/06/15/whate-is-the-home-buyers-tax-credit-hbtc/#comments</comments>
		<pubDate>Mon, 15 Jun 2009 20:56:59 +0000</pubDate>
		<dc:creator>Anne Vanidour</dc:creator>
				<category><![CDATA[First Time Home Buyers]]></category>
		<category><![CDATA[Mortgage Planning]]></category>
		<category><![CDATA[BC]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[HBTC]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Renovation Tax Credit]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Rebates]]></category>
		<category><![CDATA[Tax Credit]]></category>

		<guid isPermaLink="false">http://mortgagemusings.wordpress.com/?p=388</guid>
		<description><![CDATA[For 2009 and subsequent years, the budget proposes to introduce a new non-refundable tax credit, based on an amount of $5,000, for certain home buyers that acquire a qualifying home after January 27, 2009 (i.e., closing after this date).<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=mortgagemusings.wordpress.com&blog=5632747&post=388&subd=mortgagemusings&ref=&feed=1" />]]></description>
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