5 Key Factors – REFINANCE or NOT to REFINANCE

REFINANCE or NOT to REFINANCE YOUR CURRENT MORTGAGE
 
With Interest Rates at historical lows most likely you are wondering if your mortgage is worth all the costs to renegotiate a lower interest rate.  Questions common to many  are:

With record low interest rates, is it a good time for me to refinance?
Will the lower interest rate outperform [...]

New to Canada Mortgage Policy – Landed Immigrant

Effective January 14, 2009 TD Canada Trust introduces New to Canada Policy for mortgage applications. Insured Mortgages with a loan-to-value of up to 95%. For new immigrants who have no beaon score and are landed immigrants to Canada. Read More…

Debt Reduction – Credit Card Debt High & Minimum Payment set low!

Why do credit cards have a low minimum payment? Do yo want to pay your credit cards off faster and pay less interest charges? Helpful advice to save you money and years of payments!